Here’s an easy method using Photoshop to make a presentation frame to set off your favorite image.  I’ll use this photo of a winter oak with some small bamboo at its base.  I shot the photo in Hokkaido, in the north of Japan.

Open a master image in Photoshop, a picture that you have already tweaked to a finished state.  If you have any layers showing on the layers palette, flatten the image.  Now size the image as you desire, and sharpen as you would normally.  You want a totally finished, ready-to-go image.

The first step is to add a hairline around the image, and then some canvas space.  I’m going to use black/white as my foreground/background colors in Photoshop.  These are the default colors, and just to confirm they are present I hit the “d” key on my keyboard.  Of course I could use other colors, but I’ll stay with these for now.

I select the entire image by doing Select>Select all or using Ctrl-a (Mac people, I’m going to use PC terminology).  Now I do Edit>Stroke to get this menu box:

I set the Width to 3 pixels, and check the Inside Location button.  Right now there is nothing “outside” of my image so “inside” is the only possible location.  Yes, I'm going to cover up a minute portion of my photo, but I think this amount can be spared.  I make sure the Color is black, and hit OK.  After the Stroke is finished, I deselect by doing Ctrl-d.

Next, I’ll add just a bit of canvas space. I do Image>Canvas size for this menu box, and make sure the Relative box is checked:

I’m adding .2 of an inch of white space (the default background color) all the way around the image.  Depending upon the size of your image you might have to adjust this number. 

Now I do a Select>All and Edit>Stroke once again to add another hairline around the extended canvas.

Next I extend the canvas again by doing Image>Canvas size.

Here I’m adding three inches of white canvas all around.  But now I want to weigh the bottom space, to make it the largest area so once again I do Image>Canvas size and add 1.5 inches to the bottom area.  Note that I selected the center-top square as my anchor position.

And now I have the presentation image ready for type.

I select an appropriate type face and size.  I’ll use AvanteGarde Bk for my name, in a 30 point size, and set the letter spacing to 250% in the type options.

Since the type is on its own layer I can use the Move tool to position it where I want, in this case centered below the photo.  Now I’ll add a decorative line.  I open the rulers from View>Rulers and drag out vertical guides to either side of the image.  Then I make a new layer topmost on the layer’s palette.  I select the Brush tool with a 5 pixel hard edge, then, while holding down the shift key, draw from one guide to the other just above my name.  Holding down the shift key keeps this line perfectly horizontal.  I want to remove the center portion of this line, where my name will be positioned.  I select the Rectangular Marquee tool, set zero feathering to get a hard edge, and draw a box around my name and over the line.

What I’ve accomplished is to select the portion of the line I want to eliminate.  I hit the Delete key on my keyboard and that section is gone.  Then I use the Move tool to reposition what’s left of the line.

I’ll add the name of the image on the left using a different type face; here I used Technical at 18 points. 

Of course you can make all sorts of variations on this theme by changing colors, canvas sizes, and how much type you add.  Play around to discover what you like.  Here are two quick versions.

Variation 1:  Hairline around image, picture name off center, different type face.

Variation #2: more spacing between hairlines, smaller type size, less canvas at bottom.   I added the black frame by extended the canvas size once again, this time about .8 of an inch Relative, using foreground black as the color.